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Conduit Law - Colorado Personal Injury AttorneysPersonal Injury Attorneys

Dealing with State Farm After a Colorado Car Crash

After a Colorado crash, State Farm may be the other driver's liability carrier, your own UM/UIM carrier, or both. Conduit Law is the injured person's lawyer. We are not affiliated with State Farm and we are not the Division of Insurance.

Stuck on a State Farm claim after a crash? Free case review

Key takeaways

  • Match the NAIC on the declarations page to the paper table below. Same brand, several legal names.
  • First-party is your policy (including UM/UIM). Third-party is theirs. Those are different files.
  • Official FNOL: 800-732-5246 · www.statefarm.com/claims/auto. That is their claims door, not ours.
  • A Division complaint is separate. We do not file it for you.

Read the declarations page before you call

The brand on the billboard is State Farm. The declarations page and the check often show a NAIC legal name: Mutual Automobile (25178), Fire and Casualty (25143), or Classic (17133). Classic sometimes lists a default agent line and a blank street on the Division list — that is still this brand, not a missing company. Match the NAIC before you assume the file is somewhere else.

What to have before the adjuster asks

State Farm's own auto-claims page lists what they want at FNOL. That is a document list, not medical-records strategy:

  • Date and time of the incident
  • Vehicles involved
  • Description of the incident
  • Description of damages
  • Location of the incident

Source: statefarm.com/claims/auto. Roadside assistance is a different number (877-627-5757) — do not use it as the injury-claim line.

Paper companies that are this brand

Rows are copied from the Division's monthly registered-agent list dated 2026-09-01. Registered agent is Colorado service of process, not the claims office. CSC in Littleton and CT in Centennial are shared by hundreds of unrelated companies. Empty street fields stay empty — we do not invent a Colorado address. If DOI prints DEFAULT and an out-of-state city, we print that too.

State Farm motor-vehicle paper

NAICLegal nameRegistered agentStreetCity / ZIPLinesCO effective
25178State Farm Mutual Automobile Insurance CompanyCORPORATION SERVICE COMPANY1900 W LITTLETON BLVDLITTLETON, CO 80120-2023Accident and Health, Motor Vehicle (Casualty), Motor Vehicle (Property), General Property, Professional Malpractice, General Casualty, Credit (Casualty, Accident & Health)2020-11-12
25143State Farm Fire and Casualty CompanyCORPORATION SERVICE COMPANY1900 W LITTLETON BLVDLITTLETON, CO 80120-2023Fidelity and Surety, Crop, General Casualty, Workers' Compensation, Professional Malpractice, General Property, Motor Vehicle (Property), Motor Vehicle (Casualty)2020-10-09
17133State Farm Classic Insurance CompanyOne State Farm Plaza - DEFAULT—Bloomington, IL 61710Motor Vehicle (Property), Motor Vehicle (Casualty), General Property2023-08-29

No licensed lookalike names on the Colorado list for this consumer brand. If a paper name is not in the table above, it is probably a different company — start at the hub lookalike strip.

First-party versus third-party on this crash

If State Farm insures the other driver, you are a third-party claimant on their liability policy. If State Farm is on your own declarations page, you may also have UM/UIM, MedPay, or collision on a first-party file. Those jobs are not the same. UIM lives on our Colorado UIM guide. Fault share lives on comparative negligence. The process timeline lives on the claim process page. We do not rewrite those here.

How to report — and when that is enough

Auto claims phone listed as anytime, day or night on the official auto claims page. App: State Farm mobile app. Phone 800-732-5246. (source: official page). A shop supplement or a short rental bill often does not need a lawyer. Quote shopping never does. A stuck injury claim, a coverage fight on your own UM/UIM, or a named carrier that will not move after the records are in is the job we take. Car-value fights start at lowball offers.

License verify and a Division complaint

Confirm the NAIC is licensed in Colorado through the Sircon consumer inquiry. Complaints start on the Division file-a-complaint page. Consumer Services 303-894-7490 / 800-930-3745 (outside Denver metro), M–F 8–5. We are not the Division.

Stuck on a State Farm claim after a crash? Free case review.

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