Accident
AttorneysAccident
AttorneysAccident
AttorneysAccident
AttorneysEstimate what your auto accident claim may be worth from medical bills, lost wages, injury severity, fault percentage, and insurance limits. Free results in 2 minutes — no email required.
Free · instant estimate · no email required
Answer one plain-English question at a time. You’ll get a rough range first, then you can choose whether to send it to Conduit for review.
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The state matters because fault rules, deadlines, and insurance rules change by state.
Before you rely on the number
A settlement calculator is useful because it organizes the same basics an adjuster will look at: medical bills, lost wages, injury severity, fault percentage, and available insurance. It is not a promise, and it cannot see the evidence that often changes a claim's value.
Watch this quick explainer, then use the result as a starting point. If fault is disputed, treatment is ongoing, a prior condition is being blamed, or policy limits may be an issue, a lawyer should review the evidence before you accept a number.
Bills, wages, severity, fault, and coverage limits.
Future care, photos, witnesses, records, and disputed liability.
Serious injury, low offer, coverage concerns, or pre-existing-condition arguments.
Insurance companies use a formula. Our calculator uses the same factors attorneys evaluate when building your case.
Settlement value factors
Medical bills, lost wages, injury severity, fault percentage, and available insurance limits all matter.
Your medical bills form the foundation — ER visits, surgery, physical therapy, and ongoing care.
Settlements typically range 1-3x medical bills depending on injury severity and long-term impact.
Recovery is capped by available coverage — the at-fault policy plus your own UIM and MedPay.
Studies consistently show that injury victims with legal representation receive significantly higher settlements than those negotiating on their own.
Adjusters are trained to minimize payouts. Their first offer is almost never their best offer — they count on unrepresented claimants accepting it.
We know what cases like yours actually settle for. That knowledge — combined with litigation readiness — forces insurers to pay fairly.
There's zero financial risk. We only get paid if we win your case — our fee comes from the settlement, not your pocket.
Every state has a statute of limitations for filing injury claims. Miss it and you lose your right to compensation entirely — regardless of how strong your case is.
Hit by a semi-truck or commercial vehicle? Use our truck accident settlement calculator — commercial policies start at $750,000.
Car accident settlement values depend on several factors: medical expenses, vehicle damage, lost wages, injury severity, and available insurance coverage. Most settlements range from 1-3x your medical bills, adjusted for fault percentage and policy limits. Use our calculator for a free estimate based on your specific situation.
Key factors include: severity of injuries, total medical expenses, vehicle damage extent, lost wages, type of collision (rear-end, T-bone, head-on), police report findings, witness statements, dashcam footage, available insurance coverage, and your percentage of fault under state law.
Car accident settlements typically take 3-12 months for straightforward cases, while complex cases involving serious injuries or disputed liability can take 1-2 years. Factors affecting timeline include treatment duration, insurance company cooperation, and whether litigation becomes necessary.
This calculator provides educational estimates based on typical car accident settlement patterns. Actual settlements vary based on specific case details, evidence quality, negotiation, and many other factors. For an accurate assessment of your MVA case, consult with a car accident attorney.
While you can file a car accident claim yourself, represented claimants often recover more because an attorney can document damages, handle insurance negotiations, identify coverage, and prepare the claim for litigation when needed. The right next step depends on injury severity, disputed fault, policy limits, and evidence quality.
Our auto accident settlement calculator takes the same inputs an adjuster would use—medical expenses, lost wages, injury severity, percentage of fault, and the at-fault driver’s insurance limits—and applies a damages multiplier between 1.5x and 5x your economic damages, scaled to injury severity. It then caps the estimate at the available insurance coverage so the number you see reflects what is actually recoverable.
Our car accident calculator provides a realistic estimate based on the same factors insurance companies weigh: medical bills, fault under state comparative-negligence rules, available policy limits, and severity-based pain-and-suffering multipliers. It cannot account for case-specific facts like disputed liability, pre-existing conditions, or adjuster discretion—so use it as a starting point, then talk to an attorney for a precise valuation.
An accident claim calculator gives you a quick numerical estimate using formulas insurers themselves use—useful for setting expectations before you talk to anyone. An attorney case review goes deeper: an experienced car accident lawyer examines police reports, medical records, witness statements, and applicable statutes to identify damages a formula misses (future care, lost earning capacity, bad-faith claims). The calculator gets you in the ballpark; the attorney gets you the maximum.
Yes. Our accident insurance calculator factors in state-specific rules for comparative negligence, statute of limitations, and minimum coverage requirements. Conduit Law is licensed in Colorado, Arizona, California, and Kansas and handles claims nationally, so the calculator is calibrated to produce realistic estimates across jurisdictions.
Our attorneys will review your case for free. No Fee Unless We Win.
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