What Is Your Case Actually Worth?

Car accident settlement values depend on several factors: medical expenses, vehicle damage, lost wages, injury severity, and available insurance coverage. Most settlements range from 1-3x your medical bills, adjusted for fault percentage and policy limits. Use our calculator for a free estimate based on your specific situation.

Key factors include: severity of injuries, total medical expenses, vehicle damage extent, lost wages, type of collision (rear-end, T-bone, head-on), police report findings, witness statements, dashcam footage, available insurance coverage, and your percentage of fault under state law.

Car accident settlements typically take 3-12 months for straightforward cases, while complex cases involving serious injuries or disputed liability can take 1-2 years. Factors affecting timeline include treatment duration, insurance company cooperation, and whether litigation becomes necessary.

This calculator provides educational estimates based on typical car accident settlement patterns. Actual settlements vary based on specific case details, evidence quality, negotiation, and many other factors. For an accurate assessment of your MVA case, consult with a car accident attorney.

While you can file a car accident claim yourself, studies show that represented claimants typically receive significantly higher settlements—often 3x more than unrepresented victims. An attorney can handle insurance negotiations, gather evidence, and maximize your recovery.