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When you've been injured due to someone else's negligence, you need experienced legal representation to protect your rights and secure the compensation you deserve.
Why Choose Conduit Law for Your Insurance bad faith Case?
At Conduit Law, we understand the physical, emotional, and financial toll that injuries can take on you and your family. Our experienced team of insurance bad faith attorneys has successfully represented countless clients, securing millions in compensation. With over $50 million recovered for Colorado families, we bring proven expertise to complex personal injury cases. Colorado law provides important protections for injured parties, including a two-year statute of limitations under C.R.S. § 13-80-102 to pursue claims. Additionally, Colorado's modified comparative negligence standard under C.R.S. § 13-21-111 allows recovery even if you bear some responsibility, provided your fault is less than 50 percent. Understanding these legal frameworks and how they apply to your specific situation is crucial. Our attorneys combine deep knowledge of Colorado personal injury law with compassionate representation to help families navigate the recovery process and obtain the compensation they deserve.
Our Approach
- Thorough investigation of your case
- Expert medical and accident reconstruction testimony
- Aggressive negotiation with insurance companies
- Trial-ready preparation for maximum results
Types of Compensation We Recover
- Medical expenses (current and future)
- Lost wages and earning capacity
- Pain and suffering
- Property damage
- Rehabilitation costs
Common Bad Faith Claim Denials
Insurance companies frequently deny legitimate claims for water damage and mold-related injuries, often without proper investigation or justification. If your mold or water damage claim was wrongfully denied, you may have both a property claim and a bad faith claim against your insurer. Under Colorado law, property owners have the right to pursue compensation not only for direct property damage but also for personal injuries resulting from mold exposure or water intrusion. Additionally, non-economic damages for personal injury claims are capped at $1,500,000 for cases filed on or after January 1, 2025. It is important to act promptly, as Colorado imposes a two-year statute of limitations for most personal injury claims (three years for motor vehicle accidents). Wrongful claim denials can devastate families already facing significant property and health challenges.
No Fees Unless We Win
We work on a contingency fee basis, which means you don't pay attorney fees unless we secure a settlement or verdict in your favor. This arrangement allows you to focus on your recovery while our legal team handles the complex aspects of your case without financial burden to you. Understanding Colorado's personal injury framework is essential. The state provides a two-year statute of limitations for filing most personal injury claims (three years for motor vehicle accidents), making timely action critical. Our firm has recovered over $50 million for Colorado families navigating these legal complexities. By handling representation on contingency, injured individuals can pursue justice without worrying about upfront legal costs, ensuring access to quality advocacy during their most challenging moments.
Contact Us Today
Don't wait to protect your rights. Time is critical in Colorado personal injury cases, as the state enforces a strict two-year statute of limitations for filing claims. Understanding Colorado's modified comparative negligence system is equally important—the state's 50% fault bar means you may still recover damages even if partially at fault, provided your responsibility is less than 50%. Conduit Law has successfully recovered over $50 million for Colorado families navigating complex insurance bad faith and personal injury claims. Contact Conduit Law today for a free, no-obligation consultation. Experienced insurance bad faith attorneys stand ready to fight for the full compensation deserved, ensuring every available legal avenue is explored within Colorado's statutory framework.
Personal Injury Laws by State — Colorado, Arizona, California & Kansas
Colorado follows a modified comparative negligence system under C.R.S. § 13-21-111, barring recovery if the plaintiff is 50% or more at fault and reducing damages by the plaintiff's fault percentage. Most injury claims: 2 years from the date of injury. Auto collisions: 3 years from the date of crash. Arizona applies pure comparative negligence under A.R.S. § 12-2505, allowing recovery regardless of the plaintiff's fault percentage — even a plaintiff 99% at fault can recover 1% of damages. Arizona's statute of limitations is two years under A.R.S. § 12-542. California also follows pure comparative negligence under CCP § 1431.2, with a two-year filing deadline per CCP § 335.1. Kansas mirrors Colorado's approach with a modified comparative negligence threshold of 50% under K.S.A. § 60-258a, but allows only a two-year filing window under K.S.A. § 60-513. These differences significantly impact case strategy — a plaintiff 55% at fault recovers nothing in Colorado or Kansas but retains a reduced claim in Arizona and California.
Common Questions
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Denver Office
Colorado Crash Reality · 2024
By the Numbers
Behind each of these numbers is a person and a family whose year changed in an instant. We keep them in front of us because understanding how and where Colorado crashes happen is part of building a stronger case — and part of staying safer on the roads you drive every day.
Source: Colorado Department of Transportation (CDOT), 2024; NHTSA, 2024. Figures reflect the most recent full-year data published at the time of writing.
Injury Law at a Glance — CO, CA, AZ & KS
Three things shape almost every injury claim: how long you have to file, how fault is divided, and what the law lets you recover. They differ by state — here is where the four states we practice in stand.
Colorado
This page- Deadline to file
- 3 years
- C.R.S. § 13-80-101 (motor-vehicle injury)
- Fault rule
- Modified (50% bar)
- You can recover only if you were less than 50% at fault; your award is reduced by your share.
- C.R.S. § 13-21-111
- Damage caps
- Non-economic damages capped
- $1.5M for general injury claims accruing on or after Jan. 1, 2025; medical malpractice is capped separately and lower; re-indexed for inflation starting 2028.
- C.R.S. § 13-21-102.5 (HB 24-1472)
California
- Deadline to file
- 2 years
- Cal. Code Civ. Proc. § 335.1
- Fault rule
- Pure comparative
- You can recover even if you were mostly at fault; your award is reduced by your percentage of fault.
- Li v. Yellow Cab Co. (1975)
- Damage caps
- No general cap
- No cap on damages in ordinary injury cases. Medical-malpractice non-economic damages are limited by statute and increase each year.
- Cal. Civ. Code § 3333.2
Arizona
- Deadline to file
- 2 years
- A.R.S. § 12-542
- Fault rule
- Pure comparative
- You can recover even if you were mostly at fault; your award is reduced by your percentage of fault.
- A.R.S. § 12-2505
- Damage caps
- No damage caps
- Damage caps are prohibited by the Arizona Constitution.
- Ariz. Const. art. 2, § 31
Kansas
- Deadline to file
- 2 years
- K.S.A. § 60-513
- Fault rule
- Modified (50% bar)
- You can recover only if you were less than 50% at fault; your award is reduced by your share.
- K.S.A. § 60-258a
- Damage caps
- Injury: no cap
- No cap on non-economic damages in injury cases (Hilburn v. Enerpipe, 2019). Wrongful-death nonpecuniary damages are capped at $250,000.
- K.S.A. § 60-1903 (wrongful death)
General information, not legal advice — and deadlines can be shorter for claims against government entities or in special circumstances. Laws change; confirm the deadline that applies to your case with an attorney before relying on it.