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Dealing with American National After a Colorado Car Crash

After a Colorado crash, American National may be the other driver's liability carrier, your own UM/UIM carrier, or both. Conduit Law is the injured person's lawyer. We are not affiliated with American National and we are not the Division of Insurance.

Stuck on a American National claim after a crash? Free case review

Key takeaways

  • Match the NAIC on the declarations page to the paper table below. Same brand, several legal names.
  • First-party is your policy (including UM/UIM). Third-party is theirs. Those are different files.
  • Official FNOL: see the carrier’s official claims page — no public FNOL phone stored. That is their claims door, not ours.
  • A Division complaint is separate. We do not file it for you.

Two paper companies, one consumer brand

American National Property and Casualty (28401) and American National General (39942) are the crash paper. Life companies with a similar name are not this page. No official FNOL phone stored (fail-closed).

Paper companies that are this brand

Rows are copied from the Division's monthly registered-agent list dated 2026-09-01. Registered agent is Colorado service of process, not the claims office. CSC in Littleton and CT in Centennial are shared by hundreds of unrelated companies. Empty street fields stay empty — we do not invent a Colorado address. If DOI prints DEFAULT and an out-of-state city, we print that too.

American National motor-vehicle paper

NAICLegal nameRegistered agentStreetCity / ZIPLinesCO effective
28401American National Property and Casualty CompanyCT CORPORATION SYSTEM7700 E ARAPAHOE RD STE 220CENTENNIAL, CO 80112-1268Workers' Compensation, Motor Vehicle (Property), General Property, Motor Vehicle (Casualty), Crop, Fidelity and Surety, Credit (Casualty, Accident & Health), General Casualty2022-11-29
39942American National General Insurance CompanyCT CORPORATION SYSTEM7700 E ARAPAHOE RD STE 220CENTENNIAL, CO 80112-1268Motor Vehicle (Casualty), General Property, General Casualty2022-11-04

No licensed lookalike names on the Colorado list for this consumer brand. If a paper name is not in the table above, it is probably a different company — start at the hub lookalike strip.

First-party versus third-party on this crash

If American National insures the other driver, you are a third-party claimant on their liability policy. If American National is on your own declarations page, you may also have UM/UIM, MedPay, or collision on a first-party file. Those jobs are not the same. UIM lives on our Colorado UIM guide. Fault share lives on comparative negligence. The process timeline lives on the claim process page. We do not rewrite those here.

How to report — and when that is enough

No official FNOL phone stored (fail-closed). (source: official page). A shop supplement or a short rental bill often does not need a lawyer. Quote shopping never does. A stuck injury claim, a coverage fight on your own UM/UIM, or a named carrier that will not move after the records are in is the job we take. Car-value fights start at lowball offers.

License verify and a Division complaint

Confirm the NAIC is licensed in Colorado through the Sircon consumer inquiry. Complaints start on the Division file-a-complaint page. Consumer Services 303-894-7490 / 800-930-3745 (outside Denver metro), M–F 8–5. We are not the Division.

Stuck on a American National claim after a crash? Free case review.

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