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If a drunk driver hurt you or someone you love on New Year's Eve in Denver, here's the short version: you likely have a claim against the driver — and, depending on the facts, possibly against the bar or restaurant that over-served them. Those are two different claims with two different deadlines, and the bar claim has a much tighter window. The sooner a lawyer starts pulling evidence, the better your case looks.
This isn't a normal fender-bender. Someone made a choice to get behind the wheel drunk, and that choice can open the door to extra accountability you don't get in an ordinary crash. Let's walk through what that actually means.
The Two Claims You May Have
Most people assume there's one lawsuit. There can be two — and they aim at different defendants.
| Claim | Who You're Going After | Why It Matters |
|---|---|---|
| The driver | The drunk driver and their insurer | Recovers your medical bills, lost wages, and pain and suffering. Drunk driving may also open the door to punitive damages. |
| The bar (dram shop) | The bar, restaurant, or liquor store that served a visibly intoxicated person | A second, often well-insured, defendant — critical if the driver was underinsured. The deadline to file is generally much shorter, so move quickly and confirm it with an attorney. |
That dram-shop deadline is the one that catches people. The window to sue a bar slams shut long before the deadline on your claim against the driver — so if a bar over-served the person who hit you, the clock is your enemy. Because that deadline can be much tighter than the one for your claim against the driver, it's worth confirming the specifics with an attorney right away.
Why a DUI Crash Is Different
A regular car wreck is usually framed as a mistake — someone looked down at their phone, someone misjudged a turn. A drunk driving crash is harder for the other side to wave away. When a driver chooses to get behind the wheel impaired, that conduct can support a claim for punitive damages — money meant to punish reckless behavior, on top of the money that covers your actual losses.
Punitive damages aren't automatic. You have to prove the conduct was bad enough to warrant them, and you build that proof with hard evidence:
- The police report — the driver's erratic behavior and failed field sobriety tests.
- Toxicology results — the blood alcohol content (BAC), the scientific proof of impairment.
- Dashcam and bodycam footage — video that shows a jury exactly how reckless the driver was.
Get that on the record early and the insurance company has a much harder time pretending this was just a bad night. In Colorado, exemplary (punitive) damages can't be requested at the very start of a case — they're added later, after the evidence supports them — and they're generally capped at the amount of your actual damages, so an attorney can explain how that fits your situation.
Your Civil Case vs. the Criminal DUI Case
A lot of clients get these two confused, and the confusion costs them. The driver's criminal DUI case and your personal injury case are completely separate. They run in different courtrooms, on different timelines, with different goals.
| Aspect | Criminal DUI Case (State vs. Driver) | Your Civil Case (You vs. Driver & Insurer) |
|---|---|---|
| Goal | Punish the driver — jail, fines. | Compensate you — money for your losses. |
| Who's in charge | The District Attorney. | You and your attorney. |
| Possible outcomes | Jail, fines, license suspension, probation. | A settlement or jury verdict paid by the insurer. |
| Your role | Witness for the state. | Plaintiff — you drive the case. |
| Timeline | Moves at the pace of the criminal system. | We push forward immediately, regardless of the criminal case. |
Here's the part that matters: a criminal conviction might give you some closure, but it doesn't put a dollar in your pocket. Only the civil case does that. And you don't have to wait for the criminal case to finish before you start yours — in fact, waiting usually hurts you.
If You Were a Passenger
You have rights even if you were riding with the drunk driver. Being in the car doesn't automatically wreck your claim. The driver owed you a duty of care, and choosing to drive impaired broke it — so as a passenger, you can generally pursue compensation for your injuries.
Expect the insurer to try to pin some blame on you for getting in the car. Unless you actively egged on the driver's recklessness, that argument usually doesn't hold up. Accepting a ride isn't the same as causing the crash. Under Colorado's modified comparative-fault rule, your recovery is reduced by your share of the fault and barred only if you're 50% or more responsible (C.R.S. § 13-21-111) — a bar that's hard to reach for a passenger who simply got in the car. (More on this in our guide to a passenger's rights after a Colorado drunk driving crash.)
When the Crash Is Fatal
In the worst cases, a drunk driving crash takes a life. The civil claim then becomes a wrongful death action, brought by surviving family members. It can pursue funeral expenses, lost future income, and the loss of companionship — nothing that brings the person back, but a measure of financial stability and accountability.
Wrongful death claims have their own filing rules and deadlines, so families shouldn't wait. In Colorado the deadline is generally two years from the date of death, with a longer four-year window when the death involved vehicular homicide or leaving the scene (C.R.S. § 13-80-102) — but because the facts control which applies, confirm it with an attorney. We cover this in more depth in our piece on fatal drunk driving crashes in Denver.
The Insurance Adjuster Will Call Fast — Here's the Playbook
Within hours or days, your phone rings. It's an adjuster from the drunk driver's insurance company, and they'll sound genuinely helpful. They're not your friend. Their job is to pay you as little as possible. Two moves to watch for:
- The recorded statement. They'll say they just want your side of the story. What they want is language they can twist later. You're not required to give one.
- The quick-cash offer. A check before you even have a clear diagnosis. Sign it and you sign away the right to recover more if your injuries turn out worse than they first looked.
The right response when an adjuster calls: say little, sign nothing, and hand them your lawyer's contact info.
What to Do Right Now
You have more leverage in the first days after a crash than at any other point. Use it.
- Don't repair your car yet. The damage and the data in its "black box" tell the real story. Our experts need to inspect it before any repairs.
- Keep every document. One folder — police report, witness info, scene photos, discharge papers, medical bills. Every page is a piece of the puzzle.
- Call a lawyer early. The dram-shop deadline doesn't pause while you recover. The sooner someone's on your case, the sooner we can lock down surveillance footage before the bar's loop erases it, interview bartenders and patrons, and subpoena the bar tabs that show how much the driver was served.
For a step-by-step rundown of the first moves after any crash, see our guide on what to do after a car accident in Colorado. If you want a sense of how drunk driving claims tend to play out, read getting hit by a drunk driver in Colorado. And if your crash was in the Denver metro, our Denver car accident lawyers can evaluate fault, coverage, and time-sensitive evidence before an adjuster narrows the claim.
Talk to Us — The Consult Is Free
You're the victim here, and you don't have to fight this alone. A free consultation gets you straight answers about your options, your deadlines, and who can be held responsible — with no pressure and no cost. Call Conduit Law at (720) 432-7032.
Disclaimer: This post is for informational purposes only and is not legal advice. Reading it does not create an attorney-client relationship. If you've been injured, consult a qualified attorney about your specific situation.
Written by
Conduit Law
Personal injury attorney at Conduit Law, dedicated to helping Colorado accident victims get the compensation they deserve.
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