What this video covers
- Why a settlement calculator is only a starting point
- Which evidence can change a claim value after the formula runs
- When a lawyer should review the number before you rely on it
Video summary
Settlement calculators organize the same basics insurers review: medical bills, lost income, injury severity, fault percentage, and available coverage.
The number can still miss case-specific proof such as future care, disputed liability, photos, witnesses, policy-limit issues, and pre-existing-condition arguments.
Use the calculator result as a planning tool, not a promise. If the injury is serious or the offer feels low, have the evidence reviewed before accepting a settlement.
Transcript
A settlement calculator can help you organize the basics of an injury claim, but it cannot see the full evidence. Medical bills, lost wages, fault, and insurance limits matter, but so do the facts a formula misses: future care, photos, witnesses, disputed liability, and how the insurance company is framing the claim. Use the number as a starting point. If the injury is serious, treatment is ongoing, or the offer seems low, talk with a lawyer before you rely on the calculator result.